The key ingredient to a successful business is people according to Ranald Munro, general counsel at Lombard International Assurance.

Speaking to heads of private client (or the like) at the 2017 eprivateclient Annual Law Dinner, Mr Munro - who is also a Major General in the Parachute Regiment TA, is the most senior serving reservist in the Ministry of Defence and is currently serving as the Assistant Chief of Defence Staff (Reserves and Cadets) - said: "Quoting a Chinese proverb, \'if you want one year of prosperity, grow grain. If you want 10 years of prosperity, grow trees. If you want 100 years of prosperity, ...