By Gareth Lewis, chief executive, Delio (sponsored)

The impact of technology on the world of financial services cannot be overstated.

While the roots of the relationship can be traced all the way back to the industrial revolution, it’s in the last 50 years that the use of technology has accelerated dramatically, transforming the way that financial services are delivered and consumed by clients.

Despite this, the infiltration of technology throughout financial services still has plenty of scope for maturity and dev...