The wealth management market is never perfect as far as any self-respecting expert or management consultant is concerned.

Just about every firm along with the individuals that work for them could do better to judge from the plethora of strategic reports that have plopped into my inbox over the past 30 years. 

Much needs to be done, with the assistance of the aforementioned experts and consultants, before a typical wealth management firm can genuinely claim to have overcome the challenges posed by the current market let alone deal with the unknowns and uncertainties posed by the future.

The reality of cour...