There is no doubting that we are very late into the current economic cycle, extended by loose global monetary policy, quantitative easing across all key western economies and assorted other Government stimuli the like of which have never previously been seen.

All of this takes us into unknown territory for investors seeking to navigate a path to either wealth creation or wealth preservation.

The last decade has seen strong value appreciation for asset owners but in turn an increase in the numbers of people sinking below the poverty line and a re-emergence of the social and political divide.

A “normalisationâ...