There’s no shortage of assets that investors today can consider when setting out their financial plans, whether these are long or short-term. From the more traditional and established avenues like real estate, to more recent alternative investment options (any investment outside of cash, bonds and stocks, such as cryptocurrency) there’s an asset class to meet every individual’s particular needs.

Once considered a peripheral option, debt investment is one alternative asset class that is gaining a strong foothold in the market as its popularity amongst investors grows. In short, this is a scenario whereupon a private investor...